If you’ve come for the big reveal, you have come to the right place.
How much does it really cost to build a house in 2023/24?
Let’s get right into it […..]
How much do solar panels save? Month one
Solar panels are back on the table
Should I get solar panels?
As part of our new build house we are in the middle of having completed, we were weighing up the decision to get solar panels or not.
At the beginning I was excited about the prospect of starting a building from scratch in our expected long term location. It seemed the ideal time to install solar panels […..]
Kernel of truth? I'm not so sure
Kernel came out with an article over the weekend that renters could be $600,000 better off in retirement than homeowners.
This definitely piqued my interest.
I have […..]
How long should I fix my mortgage for?
Has your house insurance run away from you?
Is now a good time to buy a house?
Are houses expensive in 2021?
Don't bank on house price rises to continue
Housing in New Zealand too big to fall
A common refrain cropping up in discourse today is that the housing market is too big to fail. That the government won’t let house prices fall. These feelings have only been exacerbated by the reserve bank’s recent announcement that it will roll out a funding for lending programme, where it will lend up to $28 million to banks at the […..]
Why the rent vs buy debate is flawed
Why you may want to reconsider paying off the mortgage early
Recently, I wrote about a commonly used false argument to pay your mortgage off early.
Another of the most sighted reasons for paying off your mortgage early is that the feeling that it will bring knowing that you no longer have a mortgage to pay. For many people, it will reduce your annual expenses by 30% or more. That is a lot lower cost of living and let me tell you, it does […..]
Tips for first time (and even second time) renters
Should I pay off the mortgage or invest? Consider this
One of the greatest money quandaries for those who own a house is whether extra funds should go towards the mortgage or invest.
I even wrote an article about this myself.
Whenever I bring up this topic, the payoff the mortgage camp are extremely staunch and it seems that the majority of New Zealander’s are in this camp, which has prompted several […..]
Things to look for when buying a house
The true cost of a mortgage holiday
Building a passive house in New Zealand
Are New Zealand houses affordable?
Should I buy a house now or wait?
Kyle is in the market for a first home. He wants a 3-bedroom house, but it seems all the 3 bedroom homes in his suburb are out of his price range. Kyle went to the open home of a 70 square metre 2-bedroom house that ticks several of his boxes. However, it is much smaller than he would like for his 3-person family, which is likely […..]