All calculators are downloadable Excel spreadsheets that allow you to save and amend your own personal data.With all the spreadsheets, enter your personal data in the purple coloured cells.


years to financial independence calculator

Your own personal countdown clock that will update automatically and tell you how many years/days until you are financially independent according to the 4% rule. To learn more about the 4% rule and financial independence click here.


years to financial independence grid

Your one stop shop to view how long it will take for you potentially be financially independent under different income and spending scenarios. Again, this calculator uses the 4% rule of retirement.


coast fire calculator

Coast FIRE is where you have saved up enough money to only do part time work or take on a lower income as long as you don’t touch your investments. They will grow to your desired retirement amount thanks to compounding. In other words, only needing to earn enough to cover your expenses, but not necessarily add to your savings. Basically slowing down before you get to financial independence. This calculator will give you a Coast FIRE number you can aim for if this is a path your are interested in taking. You can read more about Coast FIRE here.


Coast fire grid

This is an extension of the previous Coast FIRE calculator. The difference being this grid gives you an immediate snapshot of how much money you may need under a whole bunch of assumptions. Different ages. Different retirement amounts wanted. Different investment return and retirement age assumptions. It’s all there so you can see for yourself the difference small changes may make.

With Coast FIRE, you maybe in a position to slow down much sooner than you thought.


For personalised advice on your retirement planning needs, then get in touch for a no obligations chat to see how we may be able to add value for you.

For more calculators, click here