All calculators are downloadable Excel spreadsheets that allow you to save and amend your own personal data.With this spreadsheet, enter your personal data in the purple coloured cells.


Rent or buy a house calculator

A dynamic calculator that updates with different inputs. Make changes to your assumptions including house price increases, investment returns, mortgage rates, and more. You can see how much of an impact different changes in assumptions can make.

Of course there is more to buying a house or not than the financials. But this is a financial calculator. I can’t calculate your feelings and emotions! Everyone is unique with how much weight they put on the non financial factors.

For some help with factors that may weigh into the decision to buy or rent a house, then take a read of this article.

For more musings on housing, then have a read here.


For personalised advice on deciding whether or not an investment property should be part of your financial plan, then get in touch for a no obligations chat to see how we may be able to add value for you.


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