All calculators are downloadable Excel spreadsheets that allow you to save and amend your own personal data.With all the spreadsheets, enter your personal data in the purple coloured cells.

savings goal calculator

Wondering how much you need to save each month or each year to get to a future number? This the calculator for you.

savings goal calculator with different investment returns and contributions

One of my favourites. Just enter your savings goal and this calculator will let you know how many years it will take to reach your goal under different rates of return and annual savings amounts.

compound interest calculator

If you save X amount in X years, how much will you end up with? This is your calculator.

Comprehensive compound interest calculator

Like the compound interest calculator, you can see how much you will end up with over time. However, this sheet allows you to compare between making contributions or not. You can also make as many contributions or withdrawals to your savings amounts over the years to see the impact. In this calculator you can also see how much you have contributed towards the savings and how much interest returns have contributed. The second tab on the spreadsheet allows you to see how different a lump sum contribution looks with different interest rates and different compounding frequencies.

More musings on compound interest can be found here.

For personalised advice on how to make best use of your savings to achieve your goals, then get in touch for a no obligations chat to see how we may be able to add value for you.

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