What can you do for minimal effort, time and knowledge better than most people with far more effort, time and knowledge? Not a lot.
Most things in life […..]
Why Sharesies is no good for beginners: Part two
Some time ago, I wrote an article about why the fee structure is not suitable for Sharesies customers.
It is very clear from the numbers that Sharesies has a lot of beginner investors. They have about $500 million under management and 166,000 […..]
Investment fees and the difference 1% can make
The importance of an all weather plan
Why are stocks not going down?
Short term investment losses are normal
Buy and hold investing for the win
Investing is only gambling if you are doing it wrong
There are a group of people that believe investing in the share market is gambling. This opinion is formed by the fact that companies go bust and markets can drop by 30, 40, 50% or more in any given year. This is all true. It happens.
But good news happens far more frequently than bad news when it comes to the share market, as is evidenced by […..]
Why do investors make poor decisions in down markets?
Don't miss out on the good times
The markets are efficient until they are not
Down markets need larger returns to return to the starting point
Many of us are too heavily invested in shares, but won’t realise it until it’s too late. We will get scared and panic sell. A common reason for this surprise reaction is our inability to perform basic maths.
A common miscalculation is that if stocks go down 30% then that is fine. They only need to go back up 30% and I’ll be back to break even. This isn’t […..]
It's simple. I'll just buy back in when the markets recover
How to deal with a volatile share market
Investing over returns
I often see new investors chasing returns from their investments, either taking on more risk than comfortable with, or not getting good returns for the level of risk they are taking on.
I think there is too much focus on returns.
How much someone ends up with in their investments account is a combination of two things […..]
Should I sell my shares?
Hot stocks for the new year
For the last three years, the NZ Herald has asked approximately seven investment firms for their stocks predictions for the year ahead. Each firm picks five companies they think will perform the best and the Herald publishes their picks. Here is a link to the 2019 picks.
So, how did they do […..]
Did your fund manager win this year? Who cares?
Why Sharesies is no good for beginners
A recession is coming
Hold on to your hats people, an economic recession is coming. Unemployment will rise. House prices will fall. Stock markets will crash.
The results of an economic recession can be devastating. Especially to those who have yet to experience one. The last one was in 2007-08.
That means there are a whole lot of people under the age of 35 that may have not experienced a recession in their working (earning income) lifetime […..]